Your Mortgage Partner in Portugal

We help international buyers get home loans in Portugal — from start to finish.

We are a dedicated team of mortgage intermediares based in Portugal, helping expats, digital nomads, retirees, and investors navigate the Portuguese banking system.Why choose us?Transparent and honest advice
Fluent English-speaking team
Personalized service
Decades of experience in finance and real estate

  • ✅ 100% Guidance in English

  • 🏦 Partnerships with Portuguese Banks

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POVOASCAPITAL - Credit Intermediary

The information resulting from these simulations is for informational purposes only. The financial data described may vary depending on the loan application and approval by each financial institution. The sole purpose of this tool is to provide guidance on the estimated monthly payment, based on the data provided by the user. Under no circumstances does it constitute a contractual offer or approval of the operation by the institutions, nor does it create any legal or binding commitment on their part or on the part of Pdreams, Lda.Pdreams, Lda., sede social na Rua do Colégio n°2, 3530-277 Mangualde, NIPC/ matrícula 517197715, capital de €500,00, autorizada e registada junto do Banco de Portugal com o número 7579 na categoria de Intermediário de Crédito Vinculado.Pdreams, Lda is authorized to present or propose credit contracts to consumers and to assist consumers by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by it.Pdreams, Lda has entered into non-exclusive binding agreements with credit institutions:
CAIXA GERAL DE DEPÓSITOS, S.A.
BANCO BPI S.A.
BANCO SANTANDER TOTTA, S.A.
NOVO BANCO, S.A.
UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
BANCO CTT, S.A.,
for the provision of mortgage credit intermediary services.Pdreams, Lda has subscribed to a Professional Civil Liability Insurance Contract with the insurance company Companhia de Seguros Allianz Portugal, S.A., under policy number 207071997.Pdreams, Lda is prohibited from receiving or delivering any funds to any clients/consumers related to the formation, signing, and early fulfillment of credit contracts that, through its intermediation, may be concluded with the lending institutions it represents.Pdreams, Lda’s activity as a credit intermediary is subject to supervision by the Bank of Portugal and can be consulted on the Bank of Portugal’s website at the following link:
https://www.bportugal.pt/intermediariocreditofar/pdreams-ldaPdreams, Lda provides the following consumer service channels:Email: [email protected]
Local phone line: +351 232 623 310 (calls to national fixed network)
Office located at Rua do Colégio nº 2, 3530-277 Mangualde